PBM OR PIRACY BY MAIL!!! THE STORY OF OUR DEAR BROTHER PHIL “FIL MY” POCKET, FROM PHARMACIST STEVE AND YOUAREWITHINTHENORMS THE THIRD & FINAL SERIES: EXTRACTING WEALTH OUT OF THE AMERICANS’ HEALTH AND WORKERS’ POCKETS

Pharmacist offering mysterious pills to elderly woman for $80 cash

THE BIG 3 HOLDING ALL HEALTHCARE CARDS

From the Biography of Phillip “Fil My” Pocket

reported in youarewithinthenorms.com

NORMAN J CLEMENT RPH., DDS, NORMAN L. CLEMENT PHARM-TECH, MALACHI F. MACKANDAL PHARMD, BELINDA BROWN-PARKER, IN THE SPIRIT OF JOSEPH SOLVO ESQ., INC., SPIRIT OF REV. IN THE SPIRIT OF WALTER R. CLEMENT BS., MS, MBA. HARVEY JENKINS, MD, PH.D., IN THE SPIRIT OF C.T. VIVIAN, JELANI ZIMBABWE CLEMENT, BS., M.B.A., IN THE SPIRIT OF THE HON. PATRICE LUMUMBA, IN THE SPIRIT OF ERLIN CLEMENT SR., EVELYN J. CLEMENT, IN THE SPIRIT OF WALTER F. WRENN III., MD., JULIE KILLINGSWORTH, RENEE BLARE, RPH, DR. TERENCE SASAKI, MD LESLY POMPY MD., CHRISTOPHER RUSSO, MD., NANCY SEEFELDT, IN THE SPIRIT OF WILLIE GUINYARD BS., JOSEPH WEBSTER MD., MBA, BEVERLY C. PRINCE MD., FACS., NEIL ARNAND, MD., RICHARD KAUL, MD., IN THE SPIRIT OF LEROY BAYLOR, JAY K. JOSHI MD., MBA, AISHA GARDNER, ADRIENNE EDMUNDSON, ESTER HYATT PH.D., WALTER L. SMITH BS., IN THE SPIRIT OF BRAHM FISHER ESQ., MICHELE ALEXANDER MD., CUDJOE WILDING BS, MARTIN NJOKU, BS., RPH., IN THE SPIRIT OF DEBRA LYNN SHEPHERD, BERES E. MUSCHETT, STRATEGIC ADVISORS

Pharmacist offering mysterious pills to elderly woman for $80 cash
A pharmacist pressures an elderly woman to pay $80 cash for mysterious pills.

The PBM FRAUD Script Scam: Profits AND DECEPTION Behind the Prescription Counter

Introduction

This video from the Pharmacist Steve’s Blog uses a satirical character named “Phil Fil My Pockets” to illustrate the controversial role of Pharmacy Benefit Managers (PBMs) as hidden intermediaries in the healthcare system.

Illustration showing a person under an umbrella collecting coins, with the text 'Operating entirely in the shadows' and a quote about lack of transparency in business practices.
PBM illustration showing a person under an umbrella collecting coins, with the text ‘Operating entirely in the shadows’ and a quote about lack of transparency in business practices.

The narrative reveals how these entities often manipulate drug pricing by marking up costs and accepting payments from pharmaceutical companies to prioritize specific medications.

A green plant growing through a cracked concrete surface with a quote about resilience and three points addressing pharmacy transparency and patient authority.
A green plant growing through cracks in a concrete wall, symbolizing resilience and hope, accompanied by a poetic quote and three calls to action regarding healthcare reform.

The Invisible Player in Your Prescription

Title text: The Truth Button: Restoring Science to Pain Management. Description: A forensic audit of institutional fear, systemic patient abandonment, and the criminalization of evidence-based medicine. Features a large red circle on a grid background.
Truth Button
How PBMs Inflate Costs and Dictate Care
Wolf wearing a white doctor's coat with an ID badge walking in hospital hallway
The wolf dressed in a white doctor’s clothing walks down a hospital corridor.

“The Hidden Hand in Your Medicine Cabinet: 5 Surprising Ways PBMs Control Your Healthcare Costs”

Ever experienced that sudden jolt of sticker shock at the pharmacy counter? You see the pharmacist, the medication, and your empty wallet—but you don’t see the architect of the transaction. There is a “man in the shadows” orchestrating exactly what you pay and which drugs to take. This isn’t a conspiracy; it’s the business model of the Pharmacy Benefit Manager (PBM).

Infographic highlighting the collateral damage of the middleman monopoly, detailing the negative impacts on patients, employers/plan sponsors, and neighborhood pharmacists. It lists issues such as loss of pharmacy choice for patients, hidden markups for employers, and challenges faced by pharmacists.
Infographic highlighting the collateral damage of the middleman monopoly, detailing the negative impacts on patients, employers/plan sponsors, and neighborhood pharmacists. It lists issues such as loss of pharmacy choice for patients, hidden markups for employers, and challenges faced by pharmacists.

Far from being a harmless administrative assistant, the PBM is a powerful intermediary that thrives on consumer ignorance. They are the architects of a system that obscures premiums and extracts wealth from the healthcare cycle. To understand why your costs keep climbing, you have to meet the persona behind the curtain: a character we’ll call “Phil Fil-my-pockets.”

Man in pinstripe suit holding multiple bundles of US dollar bills behind a green curtain
Our Dear Brother Phil “Fil My” Pocket, with a mischievous smile, hides bundles of cash behind a green curtain in a dimly lit room. The Hidden Hand in Your Medicine Cabinet: Learn 5 Surprising Ways PBMs Control Your Healthcare Costs

The PBM Script Scam: Profits Behind the Prescription Counter

Pharmacy Benefit Managers (PBMs) prioritize specific drug brands by negotiating “sweet deals” with large brand-name drug companies. Under these arrangements, drug manufacturers pay the PBM to favor their medications over those produced by other companies.

Beyond direct payments for brand placement, PBMs use several other strategies to manage and prioritize drug access: Impact on Local Pharmacies

  • Controlling Access: PBMs manage the “when, where, and how” patients receive their medications, allowing them to dictate which drugs are prioritized within a health plan.
  • The “Script Scam”: PBMs may mark up the price of medications, charging the patient and the insurance plan more than what the PBM actually pays the pharmacy for the drug.
  • Mandatory Mail-Order: PBMs often require patients to use mail-order pharmacies that the PBM owns, effectively cutting out neighborhood pharmacists and ensuring the PBM maintains control over the dispensing process.
  • Restricting Choice: By “calling the shots” on pharmacy networks, PBMs can limit a patient’s choice of pharmacy, forcing them into distribution channels that favor the PBM’s financial interests.
Comparison of the promise of cost reduction in healthcare versus the reality of profit extraction, highlighting the differences between intended benefits and actual practices.
Comparison of the promise of cost reduction in healthcare versus the reality of profit extraction, highlighting the differences between intended benefits and actual practices.

Impact on Local Pharmacies

A group of professionals in a pharmacy setting, with a focus on a man in a suit and glasses and a woman in a brown blazer.
Pharmacist Physician The Truth Behind Opioid Use Disorder/OUD Pharmacist Physician The Truth Behind Opioid Use Disorder/ OUD
Graphic titled 'The Truth Button' featuring a large red button, promoting a briefing on restoring science to pain management and addressing issues in healthcare.
Truth Button
“CDC Opioid Guidelines_ Pharmacy and PBM Policy Impacts”.

The PBM system significantly impacts both patient choice and local pharmacies by acting as a powerful middleman that prioritizes its own profits over accessibility and transparency
Neighborhood pharmacists often find themselves marginalized or financially squeezed by PBM practices:

  • Exclusion from Care: PBMs can cut neighborhood pharmacists out of the process entirely by forcing patients into PBM-owned mail-order systems.
  • The “Script Scam”: PBMs use a tactic where they charge the patient and the insurance plan significantly more for a drug than what they actually pay the pharmacy. This allows the PBM to pocket the difference, known as a markup, while the local pharmacy receives only a fraction of the cost.
  • Positioned as a Barrier: PBMs deliberately place themselves between the patient and the pharmacist to rake in profits at their expense, often leaving the pharmacist powerless to intervene on the patient’s behalf.
Abstract PBM control over prescriptions

summary conclusion

To reclaim scientific integrity and establish a legally defensible clinical standard, healthcare institutions must adopt the ASIPP 2023 Consensus Guidelines on Opioids. This framework offers a robust, evidence-based alternative to restrictive federal mandates, providing a pathway for clinicians to deliver care that is both safe and effective.

🔓 🔓 🔓 

An artistic depiction of a hand cradling a glowing object, with a cracked building background and the text 'All watched over by machines of loving grace.' accompanied by a message about policy and patient care.
ALL WATCHED OVER BY MACHINES OF LOVING GRACE

ALL WATCHED OVER BY MACHINES OF LOVING GRACE

Close-up image of a person's face with short, wavy hair and visible blue eyes.
Graphic promoting donations for legal defense, featuring the title 'You Are Within The Norms', website link, and donation methods including Zelle and Cash App.
DONATION

BE SURE TO DONATE TO THE MARK IBSEN GOFUNDME DEFENSE FUND, WHERE THE SON ALWAYS RISES!!!

OUR TREE OF KNOWLEDGE SHALL NEVER BE SUPPRESSED

A diagram illustrating the 'Tree of Knowledge System' featuring various branches, including Culture, Mind, Life, and Matter, and their relation to the fields of Social Sciences, Psychology, Biology, and Physical Sciences.
The Tree of Knowledge System
Text graphic emphasizing the importance of eliminating the Controlled Substances Act (CSA) to address public health issues and inhumane treatment of patients.

FOR NOW, YOU ARE WITHIN

ANOTHER DAY OLD BY EDDIE DALTON

THE NORMS

REFERENCES:

Smiling older man with glasses and a beard against a light background.
Pharmacist Steve
A diverse group of six healthcare professionals smiling together in a hospital corridor, featuring a mix of doctors in white coats and a figure in a ceremonial robe.
THE PHARMACOLOGICAL UNDERSTANDING OF THE HOLY TRINITY OR THE ANAND-BOREL-CLEMENT (ABC) PHARMACOLOGICAL TRINITY CONCEPT


The Holy Trinity of pharmacological pain care aligns with Pope Leo XIV’s teachings. On the Solemnity of the Most Holy Trinity, June 15, 2025, Pope Leo XIV described the Trinity as a dynamic communion of love—Father, Son, and Holy Spirit—that invites humanity into a relationship with God. During the Mass for the Jubilee of Sport, he emphasized that the divine life is a “dance of mutual love” and a model of unity.
Key themes from Pope Leo XIV’s discussion of the Holy Trinity include:
Divine Love as Community: The Trinity is presented as a model of love and unity, with three persons living in deep, shared communion.
Connection to Sport: In his homily, Pope Leo linked the Trinity to sports, describing both as activities that should encourage relationships, dialogue, and “giving of oneself” (gratuitousness).
Reflecting God’s Image: He noted that humans, created in God’s image, are designed to reflect this love and to experience the “dynamic” of the divine inner life.
Encouragement for Youth: Addressing young people, the Pope spoke of the Trinity as a source of strength and community during challenging times. 
 Anand-Borel-Clement (ABC) Pharmacological Trinity Concept: While opioids target G-protein-coupled receptors to block pain signals, benzodiazepines enhance GABAergic inhibition to provide necessary sedation and muscle relaxation. This synergistic approach allows for lower medication doses, which effectively reduces adverse side effects while extending the duration of relief. Beyond clinical mechanics, the text uses a theological metaphor of the Holy Trinity to illustrate how these distinct agents work in dynamic communion to heal the patient. Ultimately, the goal of this integrated therapy is to restore the individual’s quality of life, enabling them to return to employment, mobility, and social connection.

Book cover of 'Legalized Extortion' by Angela Greene featuring a doctor's coat with a stethoscope and handcuffs, discussing the treatment of poor and elderly Medicaid patients.
Legalize Extortion: The term ” Legalize Extortion is the title of Angela Greene’s book was derived from a former US Prosecutor who came clean and admitted as to goal of targeting Black and Brown medical providers amounted to legalized extortion, not that they did anything wrong, but the Government saw these physicians, pharmacist dentist nurse practitioners as easy enforcement targets
DR. NORMAN J. CLEMENT RPH, DDS
Dr. Norman J Clement, RPh, DDS. A group of Black Pharmacy Owners found themselves under racist attack by the United States Drug Enforcement Administration (DEA). They organized together, along with a diverse group of Black Scholars, into a Think Tank called the North Star Pharmacy Group and began identifying and exposing systemic racial drug policies and injustices in healthcare delivery policies within both the DEA/DOJ. They’ve further exposed racial targeting of black-owned pharmacy businesses and physicians by the DEA/DOJ; there is a demand for Congress to ACT, to investigate this agency. READ: https://youarewithinthenorms.com/2021/02/20/the-raid-on-pronto-pharmacy-review-of-the-deas-search-warrant-and-raid-august-29-2019/. This is happening all over America

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